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	<title>Comments on: PayPal Online Payment System Review</title>
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	<link>http://moneysmartlife.com/paypal-online-payment-system-review/</link>
	<description>Money Tips for a Better Life</description>
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		<title>By: Chris M</title>
		<link>http://moneysmartlife.com/paypal-online-payment-system-review/comment-page-1/#comment-197602</link>
		<dc:creator>Chris M</dc:creator>
		<pubDate>Mon, 24 Oct 2011 17:23:53 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/?p=902#comment-197602</guid>
		<description>I know how you are feeling. Paypal has done the exact same thing to me. I will no longer be using paypal. Someone mentioned paymate as an option. I know nothing about paymate but intend to check then and their reviews out. Best of luck
Chris</description>
		<content:encoded><![CDATA[<p>I know how you are feeling. Paypal has done the exact same thing to me. I will no longer be using paypal. Someone mentioned paymate as an option. I know nothing about paymate but intend to check then and their reviews out. Best of luck<br />
Chris</p>
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		<title>By: Terry Lane</title>
		<link>http://moneysmartlife.com/paypal-online-payment-system-review/comment-page-1/#comment-196912</link>
		<dc:creator>Terry Lane</dc:creator>
		<pubDate>Thu, 22 Sep 2011 09:05:51 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/?p=902#comment-196912</guid>
		<description>I should have read the articles on and reviews about PayPal, after using my Paypal account to buy stuff that was fine no problem, but as soon as  received some money for something sold it took days to transfer the money to my bank so I decided to apply for their debit card to be able to have access to my cash for future sales. I was notified my paypal my account is now limited, talked with several agents, a number of hoops are required, send them this and that, they have all my info my bank account, how dare them request more,had this been told to me in advance I would have opened my own merchant account.I am self employed for a reason, to be my own boss, Paypal wants to be my boss, I do not need any credit from them, it a simple matter a debit card to receive my own money for my sales, The Bacra Massa style with pay pal treats you like a criminal, they start playing detectives, we need to verify, we need more information, for what, I am not having a problem, I do not need them, Google pay and others can do what they offer with less pain, they are prejudice and want security of more than you are allowing them to keep, I hope that class action law suite shuts them down, to avoid their rotten treatment of almost everyone, for absolutely no reason they put restrictions on your account, reason, you applied for a debit card we have to do this.  I think their motive is to put you out of business, They make most people sic.</description>
		<content:encoded><![CDATA[<p>I should have read the articles on and reviews about PayPal, after using my Paypal account to buy stuff that was fine no problem, but as soon as  received some money for something sold it took days to transfer the money to my bank so I decided to apply for their debit card to be able to have access to my cash for future sales. I was notified my paypal my account is now limited, talked with several agents, a number of hoops are required, send them this and that, they have all my info my bank account, how dare them request more,had this been told to me in advance I would have opened my own merchant account.I am self employed for a reason, to be my own boss, Paypal wants to be my boss, I do not need any credit from them, it a simple matter a debit card to receive my own money for my sales, The Bacra Massa style with pay pal treats you like a criminal, they start playing detectives, we need to verify, we need more information, for what, I am not having a problem, I do not need them, Google pay and others can do what they offer with less pain, they are prejudice and want security of more than you are allowing them to keep, I hope that class action law suite shuts them down, to avoid their rotten treatment of almost everyone, for absolutely no reason they put restrictions on your account, reason, you applied for a debit card we have to do this.  I think their motive is to put you out of business, They make most people sic.</p>
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		<title>By: Jennifer D</title>
		<link>http://moneysmartlife.com/paypal-online-payment-system-review/comment-page-1/#comment-196627</link>
		<dc:creator>Jennifer D</dc:creator>
		<pubDate>Fri, 02 Sep 2011 13:50:15 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/?p=902#comment-196627</guid>
		<description>Perhaps when this was written less problems had been occuring with Paypal.  I have been a seller on ebay for several years now, and I now an appalled by Paypal&#039;s policies.  For absolutely no reason whatsoever (I have 100% positive feedback, never had a return, never filed any sort of claim) they are now going to put a 21 day hold on any incoming funds!  This is ridiculous!!!   Not only are they holding MY money hostage, if I sell an item I will have to now pay for shipping out of pocket because PayPal will be holding that money hostage too!   I know this article is old, but I want to reply for those that might just come along with the same problem.  Try to find some other solution besides PayPal, I am not sure what option I will find, but I know I want nothing else to do with PayPal!</description>
		<content:encoded><![CDATA[<p>Perhaps when this was written less problems had been occuring with Paypal.  I have been a seller on ebay for several years now, and I now an appalled by Paypal&#8217;s policies.  For absolutely no reason whatsoever (I have 100% positive feedback, never had a return, never filed any sort of claim) they are now going to put a 21 day hold on any incoming funds!  This is ridiculous!!!   Not only are they holding MY money hostage, if I sell an item I will have to now pay for shipping out of pocket because PayPal will be holding that money hostage too!   I know this article is old, but I want to reply for those that might just come along with the same problem.  Try to find some other solution besides PayPal, I am not sure what option I will find, but I know I want nothing else to do with PayPal!</p>
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		<title>By: dh</title>
		<link>http://moneysmartlife.com/paypal-online-payment-system-review/comment-page-1/#comment-195830</link>
		<dc:creator>dh</dc:creator>
		<pubDate>Fri, 01 Jul 2011 16:05:29 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/?p=902#comment-195830</guid>
		<description>The biggest/sadest problem with Paypal now is they are freezing out long time customers accounts trying to force them to give a bank account (no way with all the acking going on) OR require them to get a PayPAL Credit card. This is a big ripoff. There are some people that might not have a back account OR qualify for a CC card also. What a scam!!!!</description>
		<content:encoded><![CDATA[<p>The biggest/sadest problem with Paypal now is they are freezing out long time customers accounts trying to force them to give a bank account (no way with all the acking going on) OR require them to get a PayPAL Credit card. This is a big ripoff. There are some people that might not have a back account OR qualify for a CC card also. What a scam!!!!</p>
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		<title>By: Kyle Morley</title>
		<link>http://moneysmartlife.com/paypal-online-payment-system-review/comment-page-1/#comment-195312</link>
		<dc:creator>Kyle Morley</dc:creator>
		<pubDate>Wed, 18 May 2011 16:51:46 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/?p=902#comment-195312</guid>
		<description>I think the big problem with Paypal is it started out as a consumer-strength hobbyist service, and has grown into a major business player (especially as PCI compliance makes it impossible for small inet merchants to process cards themselves) but hasn&#039;t grown an industrial-strength customer service yet. They have a great product in many ways, but what is the point, if one bad transaction can get you frozen out of your money, and it takes 6 mo to straighten it out?</description>
		<content:encoded><![CDATA[<p>I think the big problem with Paypal is it started out as a consumer-strength hobbyist service, and has grown into a major business player (especially as PCI compliance makes it impossible for small inet merchants to process cards themselves) but hasn&#8217;t grown an industrial-strength customer service yet. They have a great product in many ways, but what is the point, if one bad transaction can get you frozen out of your money, and it takes 6 mo to straighten it out?</p>
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		<title>By: Alison Burns</title>
		<link>http://moneysmartlife.com/paypal-online-payment-system-review/comment-page-1/#comment-194539</link>
		<dc:creator>Alison Burns</dc:creator>
		<pubDate>Thu, 03 Mar 2011 21:27:07 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/?p=902#comment-194539</guid>
		<description>I first used paypal in November 2010 I thought it would be an easy process and that I would get the results I was hoping for, but unfortunitly this was not the case. I had organised to buy 2 tickets to a concert from a woman whom I had met through an add on GumTree. We arranged that she would send me the tickets and I would send her my money through PayPal. 

Four months went by after the transition was made and I had still not recieved the tickets, it was a week before the concert and I was very concerned that she had not responded to my e-mails. 

I went to enquire on PayPal about reporting fraud, and I was extremley dissapointed that they were unable to help due to the 45 day legal agreement. I was never informed of this agreement, and it was never made clear. I am extremly upset about the lack of support I revieved from PayPal and now I have come to realise that PayPal do not live up to the high standards that they claim.

My expectations were very high and now I will never concider using this site again becasue the lack of support and general misguidence. PayPal have been very dissapointing in their reaction to my case and I would like to warm others not to place their trust in thier hands.

Paypal should make their legal agreements clearer and constantly remind you of the risks you are taking using the site.</description>
		<content:encoded><![CDATA[<p>I first used paypal in November 2010 I thought it would be an easy process and that I would get the results I was hoping for, but unfortunitly this was not the case. I had organised to buy 2 tickets to a concert from a woman whom I had met through an add on GumTree. We arranged that she would send me the tickets and I would send her my money through PayPal. </p>
<p>Four months went by after the transition was made and I had still not recieved the tickets, it was a week before the concert and I was very concerned that she had not responded to my e-mails. </p>
<p>I went to enquire on PayPal about reporting fraud, and I was extremley dissapointed that they were unable to help due to the 45 day legal agreement. I was never informed of this agreement, and it was never made clear. I am extremly upset about the lack of support I revieved from PayPal and now I have come to realise that PayPal do not live up to the high standards that they claim.</p>
<p>My expectations were very high and now I will never concider using this site again becasue the lack of support and general misguidence. PayPal have been very dissapointing in their reaction to my case and I would like to warm others not to place their trust in thier hands.</p>
<p>Paypal should make their legal agreements clearer and constantly remind you of the risks you are taking using the site.</p>
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		<title>By: Dorn Kile</title>
		<link>http://moneysmartlife.com/paypal-online-payment-system-review/comment-page-1/#comment-187600</link>
		<dc:creator>Dorn Kile</dc:creator>
		<pubDate>Mon, 06 Dec 2010 19:54:59 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/?p=902#comment-187600</guid>
		<description>PayPal – The Grinch that stole Christmas

Jim ...., of .........., TN, had been collecting gold and silver coins – for fun and as a hedge against inflation – for decades. When the 88 year old former WW II army veterinarian had to be admitted into a Veteran’s home in .........., TN last year he decided to sell off his collection – since gold and silver prices were skyrocketing -to supplement his social security and military disability income. 
After about a month of successful selling, Scrooge showed up. PayPal decided that Dr. ...... was making too much money. When he was unable to provide the documents of coin sales that had happened decades earlier, PayPal decided to act as judge, jury, and executioner. For months now, PayPal has denied access to Dr. ....... to thousands of dollars of his own money – simply because they have decided that he was doing something wrong. The only thing he has done wrong was to have faith in this dishonest (ever heard of ‘innocent until proven guilty’ PayPal?) on-line ‘service’.
PayPal, why don’t you do the right thing and stop ‘stealing’ money from 88 year old World War II veterans?!</description>
		<content:encoded><![CDATA[<p>PayPal – The Grinch that stole Christmas</p>
<p>Jim &#8230;., of &#8230;&#8230;&#8230;., TN, had been collecting gold and silver coins – for fun and as a hedge against inflation – for decades. When the 88 year old former WW II army veterinarian had to be admitted into a Veteran’s home in &#8230;&#8230;&#8230;., TN last year he decided to sell off his collection – since gold and silver prices were skyrocketing -to supplement his social security and military disability income.<br />
After about a month of successful selling, Scrooge showed up. PayPal decided that Dr. &#8230;&#8230; was making too much money. When he was unable to provide the documents of coin sales that had happened decades earlier, PayPal decided to act as judge, jury, and executioner. For months now, PayPal has denied access to Dr. &#8230;&#8230;. to thousands of dollars of his own money – simply because they have decided that he was doing something wrong. The only thing he has done wrong was to have faith in this dishonest (ever heard of ‘innocent until proven guilty’ PayPal?) on-line ‘service’.<br />
PayPal, why don’t you do the right thing and stop ‘stealing’ money from 88 year old World War II veterans?!</p>
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		<title>By: Tiffany McElhaney</title>
		<link>http://moneysmartlife.com/paypal-online-payment-system-review/comment-page-1/#comment-187287</link>
		<dc:creator>Tiffany McElhaney</dc:creator>
		<pubDate>Thu, 02 Dec 2010 12:26:49 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/?p=902#comment-187287</guid>
		<description>This may be a nerdy thing to say, but they offer no protection off intangible goods/virtual. In the days of wow, guild wars, and second life they should come up with a way to do this. Recently i was taken for some money and they were unable to do anything, it was ridiculous.</description>
		<content:encoded><![CDATA[<p>This may be a nerdy thing to say, but they offer no protection off intangible goods/virtual. In the days of wow, guild wars, and second life they should come up with a way to do this. Recently i was taken for some money and they were unable to do anything, it was ridiculous.</p>
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		<title>By: Rick</title>
		<link>http://moneysmartlife.com/paypal-online-payment-system-review/comment-page-1/#comment-183348</link>
		<dc:creator>Rick</dc:creator>
		<pubDate>Wed, 06 Oct 2010 16:32:35 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/?p=902#comment-183348</guid>
		<description>eBay and PayPal act as a conduit to fraud.  Scammers very easily setup fake accounts on both systems, use stolen credit cards and defraud identity theft victims, sellers and credit card companies.  Everybody lose except ebay and PayPal in this.  Identity theft victims agonizingly deal credit card and credit reporting agencies trying to clear up their good name.  Sellers are out their product and the charge back from PayPal 2 months later.  eBay and PayPal?  They lose nothing and still keep many of the transaction costs unless you somehow can navigate through their horrible customer service.  Typically though they have their terms of service tightly constructed so that they can keep the transaction costs despite the fact that fraud occurred.</description>
		<content:encoded><![CDATA[<p>eBay and PayPal act as a conduit to fraud.  Scammers very easily setup fake accounts on both systems, use stolen credit cards and defraud identity theft victims, sellers and credit card companies.  Everybody lose except ebay and PayPal in this.  Identity theft victims agonizingly deal credit card and credit reporting agencies trying to clear up their good name.  Sellers are out their product and the charge back from PayPal 2 months later.  eBay and PayPal?  They lose nothing and still keep many of the transaction costs unless you somehow can navigate through their horrible customer service.  Typically though they have their terms of service tightly constructed so that they can keep the transaction costs despite the fact that fraud occurred.</p>
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		<title>By: Anonymous</title>
		<link>http://moneysmartlife.com/paypal-online-payment-system-review/comment-page-1/#comment-183293</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Tue, 05 Oct 2010 05:30:59 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/?p=902#comment-183293</guid>
		<description>I requested a check for $50 from Paypal. After two months had gone by and I still hadn&#039;t received it, I filed a dispute. They responded by freezing my account. It has been 3 months and it&#039;s still frozen because they &quot;have reason to believe my account was accessed by a third party&quot;.</description>
		<content:encoded><![CDATA[<p>I requested a check for $50 from Paypal. After two months had gone by and I still hadn&#8217;t received it, I filed a dispute. They responded by freezing my account. It has been 3 months and it&#8217;s still frozen because they &#8220;have reason to believe my account was accessed by a third party&#8221;.</p>
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