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	<title>Comments on: Kindler, Gentler Credit Cards? Credit Card Reform Long Overdue</title>
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	<link>http://moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/</link>
	<description>Money Tips for a Better Life</description>
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		<title>By: make sure your site is law compliant</title>
		<link>http://moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/comment-page-1/#comment-84596</link>
		<dc:creator>make sure your site is law compliant</dc:creator>
		<pubDate>Sun, 08 Jun 2008 06:07:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/#comment-84596</guid>
		<description>&lt;strong&gt;make sure your site is law compliant...&lt;/strong&gt;

and possibly avoid SERIOUS legal penalties!...</description>
		<content:encoded><![CDATA[<p><strong>make sure your site is law compliant&#8230;</strong></p>
<p>and possibly avoid SERIOUS legal penalties!&#8230;</p>
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		<title>By: Chris S</title>
		<link>http://moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/comment-page-1/#comment-59744</link>
		<dc:creator>Chris S</dc:creator>
		<pubDate>Thu, 07 Feb 2008 08:29:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/#comment-59744</guid>
		<description>&quot;Citi won’t arbitrarily raise its rates and fees&quot;

Ha!
I&#039;ll believe that when I see it in a contract that doesn&#039;t say somewhere in it, &#039;We can raise our rates when ever we want&#039;</description>
		<content:encoded><![CDATA[<p>&#8220;Citi won’t arbitrarily raise its rates and fees&#8221;</p>
<p>Ha!<br />
I&#8217;ll believe that when I see it in a contract that doesn&#8217;t say somewhere in it, &#8216;We can raise our rates when ever we want&#8217;</p>
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	<item>
		<title>By: bill</title>
		<link>http://moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/comment-page-1/#comment-43851</link>
		<dc:creator>bill</dc:creator>
		<pubDate>Mon, 07 Jan 2008 22:49:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/#comment-43851</guid>
		<description>I&#039;ve always been of the opinion that if you don&#039;t like the terms of your credit card, switch to a new one. Maybe, better yet, cut em up.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve always been of the opinion that if you don&#8217;t like the terms of your credit card, switch to a new one. Maybe, better yet, cut em up.</p>
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		<title>By: bills</title>
		<link>http://moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/comment-page-1/#comment-26516</link>
		<dc:creator>bills</dc:creator>
		<pubDate>Thu, 08 Nov 2007 01:03:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/#comment-26516</guid>
		<description>I have 2 credit cards: one for personal and one for business. Each is paid in full and the end of the month. Count me in, I&#039;m a credit card deadbeat too.</description>
		<content:encoded><![CDATA[<p>I have 2 credit cards: one for personal and one for business. Each is paid in full and the end of the month. Count me in, I&#8217;m a credit card deadbeat too.</p>
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		<title>By: credit card sceptic</title>
		<link>http://moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/comment-page-1/#comment-10972</link>
		<dc:creator>credit card sceptic</dc:creator>
		<pubDate>Tue, 26 Jun 2007 10:19:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/#comment-10972</guid>
		<description>I still think the situation with people getting in debt won&#039;t change with the new credit card law. People like to sepnd more than they earn - that&#039;s the core of the problem and there is not much you can do about it.</description>
		<content:encoded><![CDATA[<p>I still think the situation with people getting in debt won&#8217;t change with the new credit card law. People like to sepnd more than they earn &#8211; that&#8217;s the core of the problem and there is not much you can do about it.</p>
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		<title>By: debt free</title>
		<link>http://moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/comment-page-1/#comment-10702</link>
		<dc:creator>debt free</dc:creator>
		<pubDate>Sun, 24 Jun 2007 06:46:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/#comment-10702</guid>
		<description>Governemnt can be the friend of the people when they decide to help citizens in a way liek this.  I was getting so many convenience checks and new credit card offers a day I had put myself on the mail equivalent of the &quot;do not call&quot; list.</description>
		<content:encoded><![CDATA[<p>Governemnt can be the friend of the people when they decide to help citizens in a way liek this.  I was getting so many convenience checks and new credit card offers a day I had put myself on the mail equivalent of the &#8220;do not call&#8221; list.</p>
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		<title>By: Bryce</title>
		<link>http://moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/comment-page-1/#comment-9899</link>
		<dc:creator>Bryce</dc:creator>
		<pubDate>Sun, 17 Jun 2007 21:54:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/#comment-9899</guid>
		<description>I’ll join the Debt Deadbeats club too. I also use a cash back card. one possible slogan is &quot;Don&#039;t Froget The Debt Deadbeats&quot; or &quot;Once Debt Deadbeats, always Debt Deadbeats.&quot; for long term members... &quot;The Debt Deadbeats way of life.&quot; for living debt free.</description>
		<content:encoded><![CDATA[<p>I’ll join the Debt Deadbeats club too. I also use a cash back card. one possible slogan is &#8220;Don&#8217;t Froget The Debt Deadbeats&#8221; or &#8220;Once Debt Deadbeats, always Debt Deadbeats.&#8221; for long term members&#8230; &#8220;The Debt Deadbeats way of life.&#8221; for living debt free.</p>
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		<title>By: &#187; Carnival of Credit Card #14 &#124; Credit Card Lowdown</title>
		<link>http://moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/comment-page-1/#comment-7851</link>
		<dc:creator>&#187; Carnival of Credit Card #14 &#124; Credit Card Lowdown</dc:creator>
		<pubDate>Tue, 29 May 2007 08:35:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/#comment-7851</guid>
		<description>[...] Ben presents Kindler, Gentler Credit Cards? Credit Card Reform Long Overdue posted at Money Smart Life. Credit card reforms may do a little to help consumers. [...]</description>
		<content:encoded><![CDATA[<p>[...] Ben presents Kindler, Gentler Credit Cards? Credit Card Reform Long Overdue posted at Money Smart Life. Credit card reforms may do a little to help consumers. [...]</p>
]]></content:encoded>
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		<title>By: &#187; Weekly Roundup and 1 Million Visitors&#160;on&#160;Blueprint for Financial Prosperity</title>
		<link>http://moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/comment-page-1/#comment-6855</link>
		<dc:creator>&#187; Weekly Roundup and 1 Million Visitors&#160;on&#160;Blueprint for Financial Prosperity</dc:creator>
		<pubDate>Sun, 20 May 2007 12:28:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/#comment-6855</guid>
		<description>[...] Credit cards are evil&#8230; thankfully Congress has a handle on the situation and is demanding credit card reform, courtesy of Money Smart Life. [...]</description>
		<content:encoded><![CDATA[<p>[...] Credit cards are evil&#8230; thankfully Congress has a handle on the situation and is demanding credit card reform, courtesy of Money Smart Life. [...]</p>
]]></content:encoded>
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		<title>By: Money Smart Life &#187; Credit Card Companies Tell the Truth?</title>
		<link>http://moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/comment-page-1/#comment-6362</link>
		<dc:creator>Money Smart Life &#187; Credit Card Companies Tell the Truth?</dc:creator>
		<pubDate>Wed, 16 May 2007 12:29:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/kindler-gentler-credit-cards-credit-card-reform-long-overdue/#comment-6362</guid>
		<description>[...] I wrote the other day about companies that had announced changes to their credit card policies to be more consumer friendly. It seems at least one of them is following through. [...]</description>
		<content:encoded><![CDATA[<p>[...] I wrote the other day about companies that had announced changes to their credit card policies to be more consumer friendly. It seems at least one of them is following through. [...]</p>
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