Comments on: Investing in the Stock Market http://moneysmartlife.com/investing-in-the-stock-market/ Money Tips for a Better Life Fri, 19 Mar 2010 05:32:14 -0400 http://wordpress.org/?v=2.8.4 hourly 1 By: Investing Strategy Review - Retirement Accounts and Timing the Market | Money Smart Life http://moneysmartlife.com/investing-in-the-stock-market/comment-page-1/#comment-116464 Investing Strategy Review - Retirement Accounts and Timing the Market | Money Smart Life Tue, 28 Oct 2008 11:39:43 +0000 http://moneysmartlife.com/?p=1074#comment-116464 [...] I wrote about investing in the stock market last week I raised some questions from people about whether we were getting out of the market [...] [...] I wrote about investing in the stock market last week I raised some questions from people about whether we were getting out of the market [...]

]]> By: Daniel http://moneysmartlife.com/investing-in-the-stock-market/comment-page-1/#comment-115059 Daniel Thu, 23 Oct 2008 16:10:48 +0000 http://moneysmartlife.com/?p=1074#comment-115059 Armen, We are not talking about investments, we are talking about retirement funds, funds that are not going to be touched for a while. It is a mistake to cut your retirement funding just to have more cash at hand. The way I have read it, you should contribute no less than 10% of your gross income to retirement and have at least 6 months of funds to live off of. Ben's posting from what I read is that they do not have a sufficient amount of funds for living expenses and therefore decide to cut funding retirement just to have more cash at hand. This is the best time to continue to contribute into retirement, but as Bill said, sounds like Market Timing. Sell Low buy high eh? Armen, We are not talking about investments, we are talking about retirement funds, funds that are not going to be touched for a while. It is a mistake to cut your retirement funding just to have more cash at hand.

The way I have read it, you should contribute no less than 10% of your gross income to retirement and have at least 6 months of funds to live off of. Ben’s posting from what I read is that they do not have a sufficient amount of funds for living expenses and therefore decide to cut funding retirement just to have more cash at hand.

This is the best time to continue to contribute into retirement, but as Bill said, sounds like Market Timing.

Sell Low buy high eh?

]]> By: Armen Shirvanian http://moneysmartlife.com/investing-in-the-stock-market/comment-page-1/#comment-114942 Armen Shirvanian Thu, 23 Oct 2008 05:43:27 +0000 http://moneysmartlife.com/?p=1074#comment-114942 It looks like it is a reasonable idea to pull back on those investments that may not appears as reliable, and to put the investment into somewhat shorter-term entities that have less risk of not being available at the time of use. Being flexible with decisions like this tends to be a positive behavior pattern. It looks like it is a reasonable idea to pull back on those investments that may not appears as reliable, and to put the investment into somewhat shorter-term entities that have less risk of not being available at the time of use. Being flexible with decisions like this tends to be a positive behavior pattern.

]]> By: marci http://moneysmartlife.com/investing-in-the-stock-market/comment-page-1/#comment-114732 marci Wed, 22 Oct 2008 14:33:46 +0000 http://moneysmartlife.com/?p=1074#comment-114732 I invested more, and I upped my 401K - both to hopefully take advantage of any possible upturn. But then, I'm closer to retirement - 6 mos to 6 yrs depending on when I want to give up my free company paid health insurance.... not! I invested more, and I upped my 401K – both to hopefully take advantage of any possible upturn. But then, I’m closer to retirement – 6 mos to 6 yrs depending on when I want to give up my free company paid health insurance…. not!

]]> By: Shadox http://moneysmartlife.com/investing-in-the-stock-market/comment-page-1/#comment-114649 Shadox Wed, 22 Oct 2008 02:56:02 +0000 http://moneysmartlife.com/?p=1074#comment-114649 Well - when the stock market is as down as much as it is, you have to believe that long term savings will generate pretty impressive long term returns. I would continue the retirement contributions at the same level, at least over the next few months. Well – when the stock market is as down as much as it is, you have to believe that long term savings will generate pretty impressive long term returns. I would continue the retirement contributions at the same level, at least over the next few months.

]]> By: Bill http://moneysmartlife.com/investing-in-the-stock-market/comment-page-1/#comment-114616 Bill Tue, 21 Oct 2008 21:13:21 +0000 http://moneysmartlife.com/?p=1074#comment-114616 are we market timing now? are we market timing now?

]]> By: Daniel http://moneysmartlife.com/investing-in-the-stock-market/comment-page-1/#comment-114602 Daniel Tue, 21 Oct 2008 18:45:57 +0000 http://moneysmartlife.com/?p=1074#comment-114602 Personally I believe it is a big mistake cutting back on retirement unless your about to live on the streets. I would think it is best to cut personal expenses and use the money saved there for an emergency fund. btw, how much of your gross income is being invested to retirement now? Personally I believe it is a big mistake cutting back on retirement unless your about to live on the streets. I would think it is best to cut personal expenses and use the money saved there for an emergency fund.

btw, how much of your gross income is being invested to retirement now?

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