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	<title>Comments on: How to Use Credit Cards to Simplify Your Finances</title>
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	<link>http://moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/</link>
	<description>Money Tips for a Better Life</description>
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		<title>By: J.B.</title>
		<link>http://moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/comment-page-1/#comment-196128</link>
		<dc:creator>J.B.</dc:creator>
		<pubDate>Thu, 28 Jul 2011 17:08:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/#comment-196128</guid>
		<description>Good advice. I agree that credit card can help you keep track of your spending.  But, you&#039;ve got to be real careful on how you use it.  What you don&#039;t want to do is fall into bad credit situations.  Some of the debit cards from banks have the same way to keep track of expenses. PayPal has a card that allows you to keep track of expenses too.</description>
		<content:encoded><![CDATA[<p>Good advice. I agree that credit card can help you keep track of your spending.  But, you&#8217;ve got to be real careful on how you use it.  What you don&#8217;t want to do is fall into bad credit situations.  Some of the debit cards from banks have the same way to keep track of expenses. PayPal has a card that allows you to keep track of expenses too.</p>
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		<title>By: 49 Blogs About Smart Purchases to Make with a Credit Card &#124; BestCreditCards.net</title>
		<link>http://moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/comment-page-1/#comment-180420</link>
		<dc:creator>49 Blogs About Smart Purchases to Make with a Credit Card &#124; BestCreditCards.net</dc:creator>
		<pubDate>Fri, 20 Aug 2010 04:50:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/#comment-180420</guid>
		<description>[...] Money Smart Life:  Looks at how credit cards can be used to make fiancés simple. [...]</description>
		<content:encoded><![CDATA[<p>[...] Money Smart Life:  Looks at how credit cards can be used to make fiancés simple. [...]</p>
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		<title>By: Stanley Gallor</title>
		<link>http://moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/comment-page-1/#comment-174806</link>
		<dc:creator>Stanley Gallor</dc:creator>
		<pubDate>Mon, 03 May 2010 10:54:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/#comment-174806</guid>
		<description>The best way one can be debt free is to have a proper budget in hand. Paying off your debts should be the first priority every month. The moment I receive my paycheck, I set aside money to pay off my creditors then calculate other household expenses - set aside that money too and then if I&#039;m left with anything, put it into savings. A lot of you do this already but some of you may not have yet made this a habit. Organizing your finances will help you become debt free sooner than you had actually expected.</description>
		<content:encoded><![CDATA[<p>The best way one can be debt free is to have a proper budget in hand. Paying off your debts should be the first priority every month. The moment I receive my paycheck, I set aside money to pay off my creditors then calculate other household expenses &#8211; set aside that money too and then if I&#8217;m left with anything, put it into savings. A lot of you do this already but some of you may not have yet made this a habit. Organizing your finances will help you become debt free sooner than you had actually expected.</p>
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		<title>By: Do You Really Need Credit Cards? &#124; Credit Karma</title>
		<link>http://moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/comment-page-1/#comment-111537</link>
		<dc:creator>Do You Really Need Credit Cards? &#124; Credit Karma</dc:creator>
		<pubDate>Tue, 07 Oct 2008 11:25:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/#comment-111537</guid>
		<description>[...] key to your credit cards to work for you and your finances is to minimize how often you use them, pay them on time and in full if at all possible, and limit [...]</description>
		<content:encoded><![CDATA[<p>[...] key to your credit cards to work for you and your finances is to minimize how often you use them, pay them on time and in full if at all possible, and limit [...]</p>
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		<title>By: The Best Credit Cards In Their Class &#187; Money Smart Life</title>
		<link>http://moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/comment-page-1/#comment-78813</link>
		<dc:creator>The Best Credit Cards In Their Class &#187; Money Smart Life</dc:creator>
		<pubDate>Tue, 08 Apr 2008 10:50:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/#comment-78813</guid>
		<description>[...] be responsible with a credit card you probably shouldn&#8217;t own one but used correctly a credit card can be a great financial tool. Written on September 7, 2007        Under &#187; Best Credit Cards, Credit [...]</description>
		<content:encoded><![CDATA[<p>[...] be responsible with a credit card you probably shouldn&rsquo;t own one but used correctly a credit card can be a great financial tool. Written on September 7, 2007        Under &raquo; Best Credit Cards, Credit [...]</p>
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		<title>By: Clever Dude Personal Finance &#38; Money</title>
		<link>http://moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/comment-page-1/#comment-8555</link>
		<dc:creator>Clever Dude Personal Finance &#38; Money</dc:creator>
		<pubDate>Mon, 04 Jun 2007 12:18:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/#comment-8555</guid>
		<description>&lt;strong&gt;Carnival of Personal Finance #103: The 24 Edition...&lt;/strong&gt;

I have to admit, I was quite disappointed in the TV show 24 this year. Jack Bauer just didn&#8217;t seem himself, so I decided to give Jack a call and find out what he did after he left the beach house. This week&#8217;s Carnival of Personal Finance wi...</description>
		<content:encoded><![CDATA[<p><strong>Carnival of Personal Finance #103: The 24 Edition&#8230;</strong></p>
<p>I have to admit, I was quite disappointed in the TV show 24 this year. Jack Bauer just didn&#8217;t seem himself, so I decided to give Jack a call and find out what he did after he left the beach house. This week&#8217;s Carnival of Personal Finance wi&#8230;</p>
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		<title>By: Thoughts From Around the Blogosphere</title>
		<link>http://moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/comment-page-1/#comment-8422</link>
		<dc:creator>Thoughts From Around the Blogosphere</dc:creator>
		<pubDate>Sat, 02 Jun 2007 16:07:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/#comment-8422</guid>
		<description>[...] - Money Smart Life says that credit cards can simply your finances. They can be helpful budgeting tools, but I find Money and Quicken too difficult&#8230; I&#8217;ll be going with Mint when it&#8217;s ready. [...]</description>
		<content:encoded><![CDATA[<p>[...] &#8211; Money Smart Life says that credit cards can simply your finances. They can be helpful budgeting tools, but I find Money and Quicken too difficult&#8230; I&#8217;ll be going with Mint when it&#8217;s ready. [...]</p>
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		<title>By: fivecentnickel.com</title>
		<link>http://moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/comment-page-1/#comment-8273</link>
		<dc:creator>fivecentnickel.com</dc:creator>
		<pubDate>Fri, 01 Jun 2007 10:07:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/#comment-8273</guid>
		<description>&lt;strong&gt;Weekly Roundup - 06/01/07...&lt;/strong&gt;

Another week, another weekly roundup&#8230; But before we jump into the links, I just wanted to let you a heads up about something&#8230; In case you haven&#8217;t noticed, FiveCentNickel has been loading somewhat slowly recently. This is primarily due...</description>
		<content:encoded><![CDATA[<p><strong>Weekly Roundup &#8211; 06/01/07&#8230;</strong></p>
<p>Another week, another weekly roundup&#8230; But before we jump into the links, I just wanted to let you a heads up about something&#8230; In case you haven&#8217;t noticed, FiveCentNickel has been loading somewhat slowly recently. This is primarily due&#8230;</p>
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		<title>By: The Simple Dollar &#187; The Simple Dollar Morning Roundup: Home Inspection Report Edition</title>
		<link>http://moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/comment-page-1/#comment-8020</link>
		<dc:creator>The Simple Dollar &#187; The Simple Dollar Morning Roundup: Home Inspection Report Edition</dc:creator>
		<pubDate>Wed, 30 May 2007 13:31:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/#comment-8020</guid>
		<description>[...] How To Use Credit Cards To Simplify Your Finances I&#8217;m a big fan of using credit cards for the convenience factor, but one should never, ever use them if they don&#8217;t have the cash on hand to back the purchases up. (@ money smart life) [...]</description>
		<content:encoded><![CDATA[<p>[...] How To Use Credit Cards To Simplify Your Finances I&#8217;m a big fan of using credit cards for the convenience factor, but one should never, ever use them if they don&#8217;t have the cash on hand to back the purchases up. (@ money smart life) [...]</p>
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		<title>By: Credit Card Criticizer</title>
		<link>http://moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/comment-page-1/#comment-7858</link>
		<dc:creator>Credit Card Criticizer</dc:creator>
		<pubDate>Tue, 29 May 2007 11:06:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/how-to-use-credit-cards-to-simplify-your-finances/#comment-7858</guid>
		<description>Simplifying finances shouldn&#039;t be separated from saving, as overspending will never result in simple finance management. So one should choose the card according to his spending habits: for those who do not spend much, &lt;a href=&quot;http://www.select-credit-card.com/Low-APR-Credit-Cards-947882-page.php&quot; rel=&quot;nofollow&quot;&gt;low APR credit card&lt;/a&gt; with no annual fee is a good choice, as rewards is not the primary need for them.</description>
		<content:encoded><![CDATA[<p>Simplifying finances shouldn&#8217;t be separated from saving, as overspending will never result in simple finance management. So one should choose the card according to his spending habits: for those who do not spend much, <a href="http://www.select-credit-card.com/Low-APR-Credit-Cards-947882-page.php" rel="nofollow">low APR credit card</a> with no annual fee is a good choice, as rewards is not the primary need for them.</p>
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