Comments on: How to Get Insurance for the Self-Employed http://moneysmartlife.com/how-to-get-insurance-for-the-self-employed/ Money Tips for a Better Life Fri, 10 Feb 2012 18:59:59 +0000 hourly 1 http://wordpress.org/?v=3.3 By: Self Employed Loans http://moneysmartlife.com/how-to-get-insurance-for-the-self-employed/comment-page-1/#comment-66443 Self Employed Loans Tue, 19 Feb 2008 11:15:41 +0000 http://moneysmartlife.com/how-to-get-insurance-for-the-self-employed/#comment-66443 Good post. Sorry to hear about your neighbour though. Good post. Sorry to hear about your neighbour though.

]]> By: Jonathan Pletzke http://moneysmartlife.com/how-to-get-insurance-for-the-self-employed/comment-page-1/#comment-60261 Jonathan Pletzke Fri, 08 Feb 2008 14:31:15 +0000 http://moneysmartlife.com/how-to-get-insurance-for-the-self-employed/#comment-60261 Association based health insurance has some major problems, one of which is common enough and serious enough to have earned it's own name: "The Death Spiral". Insurers will put customers into associations and underwrite them into closed "blocks of business". Over time rates will go up, the healthier folks will leave, and the rates will go up even higher, and then this "block of business" could be cancelled due to not enough people. Those with conditions are left without any coverage and even fewer options. The good news is that there are other choices and ways of getting coverage that can guarantee coverage and keep the monthly costs down. I've got a number of <a href="http://www.besthealthinsurancebook.com" title="Consumers Health Insurance Book + Resources Website" rel="nofollow" rel="nofollow">free resources</a> that can help people to make the best choices for their health insurance and avoid big ripoffs that can leave them broke or dead. -Jonathan Association based health insurance has some major problems, one of which is common enough and serious enough to have earned it’s own name: “The Death Spiral”. Insurers will put customers into associations and underwrite them into closed “blocks of business”. Over time rates will go up, the healthier folks will leave, and the rates will go up even higher, and then this “block of business” could be cancelled due to not enough people. Those with conditions are left without any coverage and even fewer options.

The good news is that there are other choices and ways of getting coverage that can guarantee coverage and keep the monthly costs down. I’ve got a number of free resources that can help people to make the best choices for their health insurance and avoid big ripoffs that can leave them broke or dead.

-Jonathan

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