Comments on: How to Get a Free Credit Report http://moneysmartlife.com/how-to-get-a-free-credit-report/ Money Tips for a Better Life Fri, 10 Feb 2012 18:59:59 +0000 hourly 1 http://wordpress.org/?v=3.3 By: Jon http://moneysmartlife.com/how-to-get-a-free-credit-report/comment-page-1/#comment-123615 Jon Sat, 06 Dec 2008 18:27:02 +0000 http://moneysmartlife.com/how-to-get-a-free-credit-report/#comment-123615 I wouldn't mind paying $5 or whatever for my real credit score (as reported by the various agencies). Why all the sign-up-for-continual-service sites? I wouldn’t mind paying $5 or whatever for my real credit score (as reported by the various agencies). Why all the sign-up-for-continual-service sites?

]]> By: Ken L http://moneysmartlife.com/how-to-get-a-free-credit-report/comment-page-1/#comment-85841 Ken L Sat, 21 Jun 2008 15:23:57 +0000 http://moneysmartlife.com/how-to-get-a-free-credit-report/#comment-85841 @Jake I apologize that you didn't find the site useful. With regards to the score, did you look at the compare page? The page gives perspective on how that score stacks against the US and other members. Also the idea is give you a single source to track your score over time for free. I tend to agree that a single number one time is not extremely insightful. But a month ago I applied for a new credit card and saw my score drop 6 points. That was useful to me since I could finally see a direct correlation between my actions and my score. As for the ads, we have to pay for the score that we provide for free. So it out of necessity to show advertising. We are still in beta this is the type of feedback we need for the official launch. Thank you for trying the service. Respectfully, Ken Founder & CEO @Jake

I apologize that you didn’t find the site useful. With regards to the score, did you look at the compare page? The page gives perspective on how that score stacks against the US and other members. Also the idea is give you a single source to track your score over time for free. I tend to agree that a single number one time is not extremely insightful. But a month ago I applied for a new credit card and saw my score drop 6 points. That was useful to me since I could finally see a direct correlation between my actions and my score.

As for the ads, we have to pay for the score that we provide for free. So it out of necessity to show advertising. We are still in beta this is the type of feedback we need for the official launch. Thank you for trying the service.

Respectfully,
Ken
Founder & CEO

]]> By: Jake http://moneysmartlife.com/how-to-get-a-free-credit-report/comment-page-1/#comment-84291 Jake Thu, 05 Jun 2008 20:10:56 +0000 http://moneysmartlife.com/how-to-get-a-free-credit-report/#comment-84291 I tried creditkarma.com and found the service pretty much useless. It's nothing near my FICO score (I understand it's the TransUnion score and the scale is different) but also the ads presented on the site were completely irrelevant and didn't interest me at all. I hate to be so negative though, I should mention I like the design! I tried creditkarma.com and found the service pretty much useless. It’s nothing near my FICO score (I understand it’s the TransUnion score and the scale is different) but also the ads presented on the site were completely irrelevant and didn’t interest me at all. I hate to be so negative though, I should mention I like the design!

]]> By: Ken L http://moneysmartlife.com/how-to-get-a-free-credit-report/comment-page-1/#comment-75072 Ken L Thu, 27 Mar 2008 23:05:26 +0000 http://moneysmartlife.com/how-to-get-a-free-credit-report/#comment-75072 Great article. Wanted to introduce to a site call Credit Karma. This site provides free credit scores sponsored by advertising revenue rather than by negative opt out subscription. Please give it a try at www.creditkarma.com. I'm the founder. Let me know what you think. @Tina, would love your point of view. -Kind Regards Great article. Wanted to introduce to a site call Credit Karma. This site provides free credit scores sponsored by advertising revenue rather than by negative opt out subscription.

Please give it a try at http://www.creditkarma.com. I’m the founder. Let me know what you think.

@Tina, would love your point of view.

-Kind Regards

]]> By: Colin Joss http://moneysmartlife.com/how-to-get-a-free-credit-report/comment-page-1/#comment-53412 Colin Joss Mon, 28 Jan 2008 05:37:04 +0000 http://moneysmartlife.com/how-to-get-a-free-credit-report/#comment-53412 Guys, Does anybody know how long does it take for the reports to finish and arrive at our place? Colin Joss East Lothian, Haddington United Kingdom Guys,

Does anybody know how long does it take for the reports to finish and arrive at our place?

Colin Joss
East Lothian, Haddington
United Kingdom

]]> By: Tina http://moneysmartlife.com/how-to-get-a-free-credit-report/comment-page-1/#comment-51114 Tina Thu, 24 Jan 2008 22:38:11 +0000 http://moneysmartlife.com/how-to-get-a-free-credit-report/#comment-51114 Wow! I have learned something! Thanks for letting me know. Tina Wow! I have learned something! Thanks for letting me know.

Tina

]]> By: Lily http://moneysmartlife.com/how-to-get-a-free-credit-report/comment-page-1/#comment-50873 Lily Thu, 24 Jan 2008 13:06:50 +0000 http://moneysmartlife.com/how-to-get-a-free-credit-report/#comment-50873 Hooray for the edit! :) Hooray for the edit! :)

]]> By: Colin Joss http://moneysmartlife.com/how-to-get-a-free-credit-report/comment-page-1/#comment-50711 Colin Joss Thu, 24 Jan 2008 03:27:50 +0000 http://moneysmartlife.com/how-to-get-a-free-credit-report/#comment-50711 Tina, This is great! Thank you for the link. I'll give it a try. Colin Joss East Lothian, Haddington United Kingdom Tina,
This is great! Thank you for the link. I’ll give it a try.

Colin Joss
East Lothian, Haddington
United Kingdom

]]> By: Ben http://moneysmartlife.com/how-to-get-a-free-credit-report/comment-page-1/#comment-50127 Ben Wed, 23 Jan 2008 02:45:01 +0000 http://moneysmartlife.com/how-to-get-a-free-credit-report/#comment-50127 Good point everyone, thanks for pointing it out. You can order it online at AnnualCreditReport.com or call 1-877-322-8228 to request the credit report. Good point everyone, thanks for pointing it out. You can order it online at AnnualCreditReport.com or call 1-877-322-8228 to request the credit report.

]]> By: Jeremie B http://moneysmartlife.com/how-to-get-a-free-credit-report/comment-page-1/#comment-50105 Jeremie B Wed, 23 Jan 2008 02:02:39 +0000 http://moneysmartlife.com/how-to-get-a-free-credit-report/#comment-50105 I agree with just using WAMU free credit report when you get their credit card. I remember signing up for freecreditreport.com and was on hold for like 15min. They make it nearly impossible to stop your contract that you end up giving up. Keep it simple and free and go with WAMU. Who knows, if everyone signs up with WAMU they might not go bankrupt :) I agree with just using WAMU free credit report when you get their credit card. I remember signing up for freecreditreport.com and was on hold for like 15min. They make it nearly impossible to stop your contract that you end up giving up. Keep it simple and free and go with WAMU. Who knows, if everyone signs up with WAMU they might not go bankrupt :)

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