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	<title>Comments on: How Can Health Care Costs be Reduced &amp; Who Will Make it Happen?</title>
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	<description>Money Tips for a Better Life</description>
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		<title>By: Free Money Finance</title>
		<link>http://moneysmartlife.com/how-can-health-care-costs-be-reduced-who-will-make-it-happen/comment-page-1/#comment-13580</link>
		<dc:creator>Free Money Finance</dc:creator>
		<pubDate>Fri, 03 Aug 2007 10:19:28 +0000</pubDate>
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		<description>&lt;strong&gt;Star Money Articles for the Week of July 30...&lt;/strong&gt;

Here are some recent interesting posts from the MoneyBlogNetwork and beyond: Blueprint for Financial Prosperity gives some advice for money novices. Consumerism Commentary lists 50 credit cards with 0% interest. AllFinancialMatters covers credit card d...</description>
		<content:encoded><![CDATA[<p><strong>Star Money Articles for the Week of July 30&#8230;</strong></p>
<p>Here are some recent interesting posts from the MoneyBlogNetwork and beyond: Blueprint for Financial Prosperity gives some advice for money novices. Consumerism Commentary lists 50 credit cards with 0% interest. AllFinancialMatters covers credit card d&#8230;</p>
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		<title>By: Tim</title>
		<link>http://moneysmartlife.com/how-can-health-care-costs-be-reduced-who-will-make-it-happen/comment-page-1/#comment-13573</link>
		<dc:creator>Tim</dc:creator>
		<pubDate>Fri, 03 Aug 2007 07:34:13 +0000</pubDate>
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		<description>HSAs like everything else have pros and cons so it&#039;s best to see if you fit in a pro category if you are thinking about HSAs.

i&#039;m mixed on health care costs.  americans are very fickle about health care.  on one hand, they do not want to pay the high tax costs associated with socialized medicine; while on the other hand, they don&#039;t want to spend money on health insurance.  the fact of the matter is, most people could afford health insurance, but they choose to spend their money on cars, houses, gadgets that they do not need in lieu of it.  is health care a right?  I don&#039;t think it is a right if you aren&#039;t willing to pay into it either through taxes or through insurance.  the problem is people think it is a right and do not want to pay either.  It is very difficult if not impossible to determine out of all those noninsured and underinsured people how many of those really could pay but choose not to.  there are lots of people who choose not to pay for car insurance or choose to have less insurance as there are lots of people who choose not to have home owner&#039;s insurance or choose to have less insurance.  given you will more likely need car insurance rather than medical insurance no one ever complains about auto insurance costs.

i had health insurance discussion with my parents.  i was actually happily surprised they opted to spend money on health insurance since they are getting on in their years rather than on stuff they didn&#039;t really need.</description>
		<content:encoded><![CDATA[<p>HSAs like everything else have pros and cons so it&#8217;s best to see if you fit in a pro category if you are thinking about HSAs.</p>
<p>i&#8217;m mixed on health care costs.  americans are very fickle about health care.  on one hand, they do not want to pay the high tax costs associated with socialized medicine; while on the other hand, they don&#8217;t want to spend money on health insurance.  the fact of the matter is, most people could afford health insurance, but they choose to spend their money on cars, houses, gadgets that they do not need in lieu of it.  is health care a right?  I don&#8217;t think it is a right if you aren&#8217;t willing to pay into it either through taxes or through insurance.  the problem is people think it is a right and do not want to pay either.  It is very difficult if not impossible to determine out of all those noninsured and underinsured people how many of those really could pay but choose not to.  there are lots of people who choose not to pay for car insurance or choose to have less insurance as there are lots of people who choose not to have home owner&#8217;s insurance or choose to have less insurance.  given you will more likely need car insurance rather than medical insurance no one ever complains about auto insurance costs.</p>
<p>i had health insurance discussion with my parents.  i was actually happily surprised they opted to spend money on health insurance since they are getting on in their years rather than on stuff they didn&#8217;t really need.</p>
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		<title>By: plonkee</title>
		<link>http://moneysmartlife.com/how-can-health-care-costs-be-reduced-who-will-make-it-happen/comment-page-1/#comment-13571</link>
		<dc:creator>plonkee</dc:creator>
		<pubDate>Fri, 03 Aug 2007 06:25:39 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/how-can-health-care-costs-be-reduced-who-will-make-it-happen/#comment-13571</guid>
		<description>I have nothing to helpful to say, but the US government spends more on healthcare than the UK government and we (Britain) have a healthcare system that is essentially free at the point of use, with small charges for prescriptions, a £6 co-pay (=$12) if the drug is on the approved list (nearly all are).</description>
		<content:encoded><![CDATA[<p>I have nothing to helpful to say, but the US government spends more on healthcare than the UK government and we (Britain) have a healthcare system that is essentially free at the point of use, with small charges for prescriptions, a £6 co-pay (=$12) if the drug is on the approved list (nearly all are).</p>
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		<title>By: Ben</title>
		<link>http://moneysmartlife.com/how-can-health-care-costs-be-reduced-who-will-make-it-happen/comment-page-1/#comment-13570</link>
		<dc:creator>Ben</dc:creator>
		<pubDate>Fri, 03 Aug 2007 05:52:05 +0000</pubDate>
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		<description>That&#039;s a good point Scott.  The first question I ask the auto mechanic when I take my car in is always how much is it going to cost.  If it seems high I might call around to look for lower quotes. 

If people started comparison shopping for health care I suppose it could help drive down the price. Of course if I&#039;m having a major physical problem, I&#039;m more likely to get treatment first then worry about billing later.</description>
		<content:encoded><![CDATA[<p>That&#8217;s a good point Scott.  The first question I ask the auto mechanic when I take my car in is always how much is it going to cost.  If it seems high I might call around to look for lower quotes. </p>
<p>If people started comparison shopping for health care I suppose it could help drive down the price. Of course if I&#8217;m having a major physical problem, I&#8217;m more likely to get treatment first then worry about billing later.</p>
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		<title>By: Scott</title>
		<link>http://moneysmartlife.com/how-can-health-care-costs-be-reduced-who-will-make-it-happen/comment-page-1/#comment-13539</link>
		<dc:creator>Scott</dc:creator>
		<pubDate>Thu, 02 Aug 2007 15:57:07 +0000</pubDate>
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		<description>Health Savings Accounts may be partially an answer.  I have never asked a doctor the price they charge, I just pay the deductible and let insurance cover the rest.  This attitude, in part, has what caused the inflated health insurance.  In general, doctor&#039;s do not have to be competitive with their prices causing health insurance costs to sky rocket.  No other industry is like this.  Health savings accounts may cause people to shop around and compare prices for doctor&#039;s services.</description>
		<content:encoded><![CDATA[<p>Health Savings Accounts may be partially an answer.  I have never asked a doctor the price they charge, I just pay the deductible and let insurance cover the rest.  This attitude, in part, has what caused the inflated health insurance.  In general, doctor&#8217;s do not have to be competitive with their prices causing health insurance costs to sky rocket.  No other industry is like this.  Health savings accounts may cause people to shop around and compare prices for doctor&#8217;s services.</p>
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