Comments on: Health Insurance Companies Suck – Personal Finance Review

By: Insurance Company Hater

Insurance Company Hater — Fri, 25 Sep 2009 18:02:20 +0000

You are not more important to your insurance adjuster then his job, or him getting a raise or promotion.

By: Rachel

Rachel — Wed, 14 May 2008 09:03:41 +0000

I just need a prescription so I can go to work tomorrow! Is that so hard

By: group benefits

group benefits — Tue, 15 Jan 2008 17:02:44 +0000

You can blame for the mistakes the whole health care system. I`ve never had any complaint on my long term care insurance canada, just because before signing the contract I asked an unbiased professional about this theme and he suggested me the best. I was very careful about my decision I didn`t want to invest my money in some dubious companies. Unfortunately the other nuisances of our imperfect health care I can`t avoid as easily.

By: Paul

Paul — Mon, 14 Jan 2008 19:06:06 +0000

Wow, what great timing for a post. Just this morning I was looking for a doctor in New York City to get a sore throat looked at. I went through Aetna’s DocFind, only to be shuffled around from robot phone service to outsourced phone answering service, with no visibility to the doctor’s appointment schedules. I live down the street from 5 medical facilities, and yet, I can’t get an appointment with a single doctor. It was beyond frustrating.

Fortunately, Jackie at Aetna helped me to find a walk-in clinic, to which I am headed now, but only after some prodding could she find me one 3 blocks away, rather than in Long Island or upstate New York. None of this information was accessible via their cryptic and poorly designed website. I couldn’t even log in!

If they truly wanted to provide me a service, I should be able to call my health care provider, tell the my symptom and my location, and they should do all the calling of doctors for me, and get back to me with an appointment time and location.

My rep stressed that I should have a PCP, but in a new place with no point of reference, I’m not gung-ho about signing up a stranger that I’ve never met as a PCP, and even if he/she was, how would that change my ability to get an appointment to get this sore throat sorted out. I just need a prescription so I can go to work tomorrow! Is that so hard?!

The complication in getting from doctor to patient to resolution is remarkably convoluted. Time for an OVERHAUL!!!

By: Best Advice on Debt

Best Advice on Debt — Mon, 14 Jan 2008 18:13:48 +0000

Yes, health insurance companies do suck. Our entire health insurance systems needs to be overhauled. To combat this, I suggest people (who are healthy & young) get an HSA.

Mark my words, an HSA will eventually (like in 10 to 15 years) become the 401k of the health insurance industry!

Sorry for your troubles!

By: Lily

Lily — Mon, 14 Jan 2008 04:51:39 +0000

I can’t agree with you more about health insurance. It’s been nothing but a headache for me since I left my parents’ coverage and had to handle my own insurance.

Fortunately, I’ve had very good experiences with customer service representatives at my insurance company. I can’t imagine what a horrible job that must be!