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	<title>Comments on: Finding a Save / Spend Balance that Works for You</title>
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	<link>http://moneysmartlife.com/finding-a-save-spend-balance-that-works-for-you/</link>
	<description>Money Tips for a Better Life</description>
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		<title>By: Jenny</title>
		<link>http://moneysmartlife.com/finding-a-save-spend-balance-that-works-for-you/comment-page-1/#comment-161053</link>
		<dc:creator>Jenny</dc:creator>
		<pubDate>Tue, 08 Sep 2009 12:53:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/2006/11/26/finding-a-save-spend-balance-that-works-for-you/#comment-161053</guid>
		<description>If we are going to earn money to meet our obligation and save enough to have something for the future, its essential that we plan .You can&#039;t get along in this world without money. We all ought to both save and spend at the same time. To obtain and keep money we have to be savvy. There is responsibility that goes with the handling of money.</description>
		<content:encoded><![CDATA[<p>If we are going to earn money to meet our obligation and save enough to have something for the future, its essential that we plan .You can&#8217;t get along in this world without money. We all ought to both save and spend at the same time. To obtain and keep money we have to be savvy. There is responsibility that goes with the handling of money.</p>
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		<title>By: eFIPO.com &#187; Are you a Check Casher?</title>
		<link>http://moneysmartlife.com/finding-a-save-spend-balance-that-works-for-you/comment-page-1/#comment-88627</link>
		<dc:creator>eFIPO.com &#187; Are you a Check Casher?</dc:creator>
		<pubDate>Thu, 17 Jul 2008 17:21:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/2006/11/26/finding-a-save-spend-balance-that-works-for-you/#comment-88627</guid>
		<description>[...] That&#8217;s a lot money that you could be putting into a retirement account! You need to find your latte factor and eliminate it from your life [...]</description>
		<content:encoded><![CDATA[<p>[...] That&#8217;s a lot money that you could be putting into a retirement account! You need to find your latte factor and eliminate it from your life [...]</p>
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		<title>By: eFIPO.com &#187; Are you a Check Casher?</title>
		<link>http://moneysmartlife.com/finding-a-save-spend-balance-that-works-for-you/comment-page-1/#comment-857</link>
		<dc:creator>eFIPO.com &#187; Are you a Check Casher?</dc:creator>
		<pubDate>Thu, 08 Feb 2007 20:57:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/2006/11/26/finding-a-save-spend-balance-that-works-for-you/#comment-857</guid>
		<description>[...] When I left the bank and decided to get an easier job (the high-end liquor/wine retailer), I noticed a ton of check cashers purchasing large amounts of alcohol and cigarettes. Originally, I was kind of sad for the individuals that were stuck on a fixed budget, but this brought a new light to the situation. You cannot spend money on liquor or cigarettes when you can’t even afford car insurance! Stop smoking and drinking and make your life better. They would usually spend about $50 a week on booze and cigarettes which turns into a yearly amount of $2600. That’s a lot money that you could be putting into a retirement account… You need to find your latte factor and eliminate it from your life A.S.A.P. [...]</description>
		<content:encoded><![CDATA[<p>[...] When I left the bank and decided to get an easier job (the high-end liquor/wine retailer), I noticed a ton of check cashers purchasing large amounts of alcohol and cigarettes. Originally, I was kind of sad for the individuals that were stuck on a fixed budget, but this brought a new light to the situation. You cannot spend money on liquor or cigarettes when you can’t even afford car insurance! Stop smoking and drinking and make your life better. They would usually spend about $50 a week on booze and cigarettes which turns into a yearly amount of $2600. That’s a lot money that you could be putting into a retirement account… You need to find your latte factor and eliminate it from your life A.S.A.P. [...]</p>
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		<title>By: Money Smart Life :: Yes, I&#8217;m Frugal!</title>
		<link>http://moneysmartlife.com/finding-a-save-spend-balance-that-works-for-you/comment-page-1/#comment-111</link>
		<dc:creator>Money Smart Life :: Yes, I&#8217;m Frugal!</dc:creator>
		<pubDate>Wed, 29 Nov 2006 06:21:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/2006/11/26/finding-a-save-spend-balance-that-works-for-you/#comment-111</guid>
		<description>[...] In my Festival of Frugality debut I contributed an article on how I like to look at my saving in relation to my spending. This approach can help us realize when we&#8217;re spending dramatically more than we save. It can also encourage us if we feel we&#8217;re not saving very much. For example, if we don&#8217;t have much money to work with and can&#8217;t save very much. As long as the amount we save compares well with how much we spend then we&#8217;re doing just fine! [...]</description>
		<content:encoded><![CDATA[<p>[...] In my Festival of Frugality debut I contributed an article on how I like to look at my saving in relation to my spending. This approach can help us realize when we&#8217;re spending dramatically more than we save. It can also encourage us if we feel we&#8217;re not saving very much. For example, if we don&#8217;t have much money to work with and can&#8217;t save very much. As long as the amount we save compares well with how much we spend then we&#8217;re doing just fine! [...]</p>
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		<title>By: Become's Pocket Change</title>
		<link>http://moneysmartlife.com/finding-a-save-spend-balance-that-works-for-you/comment-page-1/#comment-108</link>
		<dc:creator>Become's Pocket Change</dc:creator>
		<pubDate>Wed, 29 Nov 2006 01:49:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/2006/11/26/finding-a-save-spend-balance-that-works-for-you/#comment-108</guid>
		<description>&lt;strong&gt;Guest hosting: Festival of Frugality...&lt;/strong&gt;

Buenos ding-dong-diddly dias folks, and welcome to the 50th edition of the Festival of Frugality. Sure, we rock the Carnival of Shopping here (and have one on the way tomorrow) but we figured we&#039;d take a stab at hosting another......</description>
		<content:encoded><![CDATA[<p><strong>Guest hosting: Festival of Frugality&#8230;</strong></p>
<p>Buenos ding-dong-diddly dias folks, and welcome to the 50th edition of the Festival of Frugality. Sure, we rock the Carnival of Shopping here (and have one on the way tomorrow) but we figured we&#8217;d take a stab at hosting another&#8230;&#8230;</p>
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		<title>By: moneysmartz</title>
		<link>http://moneysmartlife.com/finding-a-save-spend-balance-that-works-for-you/comment-page-1/#comment-94</link>
		<dc:creator>moneysmartz</dc:creator>
		<pubDate>Mon, 27 Nov 2006 07:05:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/2006/11/26/finding-a-save-spend-balance-that-works-for-you/#comment-94</guid>
		<description>Yes, I agree. The pay yourself first method, direct deposit works well for that.</description>
		<content:encoded><![CDATA[<p>Yes, I agree. The pay yourself first method, direct deposit works well for that.</p>
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		<title>By: Super Saver</title>
		<link>http://moneysmartlife.com/finding-a-save-spend-balance-that-works-for-you/comment-page-1/#comment-90</link>
		<dc:creator>Super Saver</dc:creator>
		<pubDate>Mon, 27 Nov 2006 01:44:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/2006/11/26/finding-a-save-spend-balance-that-works-for-you/#comment-90</guid>
		<description>Great post. I like the decide and don&#039;t think about it approach.

I would add that whatever the savings amount, one should take that amount out of the paycheck first, deposit it, and not touch it(for any reason:-)</description>
		<content:encoded><![CDATA[<p>Great post. I like the decide and don&#8217;t think about it approach.</p>
<p>I would add that whatever the savings amount, one should take that amount out of the paycheck first, deposit it, and not touch it(for any reason:-)</p>
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