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	<title>Comments on: Financial Procrastination</title>
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	<description>Money Tips for a Better Life</description>
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		<title>By: Money Smart Life :: What is Your 401k Provider Not Telling You?</title>
		<link>http://moneysmartlife.com/financial-procrastination/comment-page-1/#comment-166</link>
		<dc:creator>Money Smart Life :: What is Your 401k Provider Not Telling You?</dc:creator>
		<pubDate>Sat, 09 Dec 2006 19:19:39 +0000</pubDate>
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		<description>[...] Roth 401k I’ve been socking away a lot of money into my 401k over the last few years. Since I have such a long time frame until retirement and have no idea what tax rates will be like 40 years from now, I’d like to change over to a Roth 401k. The Pension Protection Act made the Roth 401(k) a permanent investment tool but many retirement plans don’t offer it, mine included. [...]</description>
		<content:encoded><![CDATA[<p>[...] Roth 401k I’ve been socking away a lot of money into my 401k over the last few years. Since I have such a long time frame until retirement and have no idea what tax rates will be like 40 years from now, I’d like to change over to a Roth 401k. The Pension Protection Act made the Roth 401(k) a permanent investment tool but many retirement plans don’t offer it, mine included. [...]</p>
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		<title>By: Miller</title>
		<link>http://moneysmartlife.com/financial-procrastination/comment-page-1/#comment-107</link>
		<dc:creator>Miller</dc:creator>
		<pubDate>Tue, 28 Nov 2006 22:26:16 +0000</pubDate>
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		<description>Yea, that sucks.  Makes sense too.  I guess next time, you want to ramp up that contribution super high until you get to the point where your minimum contribution necessary to get your full company match is met (that&#039;s a mouth full...).  Then pray you don&#039;t get a raise that year?!?!  =)</description>
		<content:encoded><![CDATA[<p>Yea, that sucks.  Makes sense too.  I guess next time, you want to ramp up that contribution super high until you get to the point where your minimum contribution necessary to get your full company match is met (that&#8217;s a mouth full&#8230;).  Then pray you don&#8217;t get a raise that year?!?!  =)</p>
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