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	<title>Comments on: Financial Action Plan for January</title>
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	<link>http://moneysmartlife.com/financial-action-plan-for-january/</link>
	<description>Money Tips for a Better Life</description>
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		<title>By: * Weekly Highlights: January 23, 2009</title>
		<link>http://moneysmartlife.com/financial-action-plan-for-january/comment-page-1/#comment-145564</link>
		<dc:creator>* Weekly Highlights: January 23, 2009</dc:creator>
		<pubDate>Wed, 08 Apr 2009 01:57:38 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/?p=1233#comment-145564</guid>
		<description>[...] how to teach children, especially with money.  This is a great article to have in the collection.Financial Action Plan for January at Money Smart Life &#8212; Here&#8217;s a good list to get your 2009 going in the right financial [...]</description>
		<content:encoded><![CDATA[<p>[...] how to teach children, especially with money.  This is a great article to have in the collection.Financial Action Plan for January at Money Smart Life &#8212; Here&#8217;s a good list to get your 2009 going in the right financial [...]</p>
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		<title>By: Kurt</title>
		<link>http://moneysmartlife.com/financial-action-plan-for-january/comment-page-1/#comment-133364</link>
		<dc:creator>Kurt</dc:creator>
		<pubDate>Thu, 15 Jan 2009 03:21:27 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/?p=1233#comment-133364</guid>
		<description>Ideally, I&#039;d like to have 6 months emergency fund, on top of all the debt paid off, but until then, i can only hold about 3 months while i&#039;m paying everything off.</description>
		<content:encoded><![CDATA[<p>Ideally, I&#8217;d like to have 6 months emergency fund, on top of all the debt paid off, but until then, i can only hold about 3 months while i&#8217;m paying everything off.</p>
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		<title>By: Erik</title>
		<link>http://moneysmartlife.com/financial-action-plan-for-january/comment-page-1/#comment-133322</link>
		<dc:creator>Erik</dc:creator>
		<pubDate>Wed, 14 Jan 2009 20:53:58 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/?p=1233#comment-133322</guid>
		<description>Sound advice!  One action item on my list is to find a new reward checking account.  I&#039;ve been using CheckingFinder.com, a search tool, which identifies credit unions and community banks paying up to 6%.  Just type in your zip.   My current bank barely pays 2% (used to pay almost 5%).  

I also began using credit cards that offer cash back incentives (just make sure you pay your balance in full each cycle).</description>
		<content:encoded><![CDATA[<p>Sound advice!  One action item on my list is to find a new reward checking account.  I&#8217;ve been using CheckingFinder.com, a search tool, which identifies credit unions and community banks paying up to 6%.  Just type in your zip.   My current bank barely pays 2% (used to pay almost 5%).  </p>
<p>I also began using credit cards that offer cash back incentives (just make sure you pay your balance in full each cycle).</p>
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