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	<title>Comments on: Everything You Ever Wanted to Know About Emergency Funds</title>
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	<link>http://moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/</link>
	<description>Money Tips for a Better Life</description>
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		<title>By: * Your FICA Savings: 3 Ideas for Your 2011 Increase</title>
		<link>http://moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/comment-page-1/#comment-194530</link>
		<dc:creator>* Your FICA Savings: 3 Ideas for Your 2011 Increase</dc:creator>
		<pubDate>Thu, 03 Mar 2011 14:01:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/#comment-194530</guid>
		<description>[...] your emergency fund: If you are concerned that your emergency fund is running low you could add the extra FICA money to your savings. $1,100 could go toward a [...]</description>
		<content:encoded><![CDATA[<p>[...] your emergency fund: If you are concerned that your emergency fund is running low you could add the extra FICA money to your savings. $1,100 could go toward a [...]</p>
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		<title>By: Emergency Fund: Personal Finance Blog Archives - Plus6 &#8230;a personal finance blog</title>
		<link>http://moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/comment-page-1/#comment-8950</link>
		<dc:creator>Emergency Fund: Personal Finance Blog Archives - Plus6 &#8230;a personal finance blog</dc:creator>
		<pubDate>Fri, 08 Jun 2007 15:16:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/#comment-8950</guid>
		<description>[...] Everything You Always Wanted To Know About Emergency Funds by MoneySmartLife [...]</description>
		<content:encoded><![CDATA[<p>[...] Everything You Always Wanted To Know About Emergency Funds by MoneySmartLife [...]</p>
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		<title>By: Advanced Personal Finance &#187; Blog Archive &#187; Why I do not have a large emergency fund</title>
		<link>http://moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/comment-page-1/#comment-5384</link>
		<dc:creator>Advanced Personal Finance &#187; Blog Archive &#187; Why I do not have a large emergency fund</dc:creator>
		<pubDate>Wed, 09 May 2007 14:12:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/#comment-5384</guid>
		<description>[...] There have been a ton of PF bloggers posting about emergency funds: Money Smart Life provides a good overview with special guest appearances by other PF bloggers Lazy Man, Binary Dollar, Money Matter and More Musings, Digerati Life, and Sun&#8217;s Financial Diary. I&#8217;m not going to rehash any of the following (so please don&#8217;t leave): [...]</description>
		<content:encoded><![CDATA[<p>[...] There have been a ton of PF bloggers posting about emergency funds: Money Smart Life provides a good overview with special guest appearances by other PF bloggers Lazy Man, Binary Dollar, Money Matter and More Musings, Digerati Life, and Sun&#8217;s Financial Diary. I&#8217;m not going to rehash any of the following (so please don&#8217;t leave): [...]</p>
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		<title>By: Carnival of Personal Finance #98 &#8594; We&#8217;re In Debt</title>
		<link>http://moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/comment-page-1/#comment-4655</link>
		<dc:creator>Carnival of Personal Finance #98 &#8594; We&#8217;re In Debt</dc:creator>
		<pubDate>Mon, 30 Apr 2007 15:46:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/#comment-4655</guid>
		<description>[...] Money Smart Life tells us everything we need to know about emergency funds. Golbguru has even more information about emergency funds. [...]</description>
		<content:encoded><![CDATA[<p>[...] Money Smart Life tells us everything we need to know about emergency funds. Golbguru has even more information about emergency funds. [...]</p>
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		<title>By: stephen</title>
		<link>http://moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/comment-page-1/#comment-4636</link>
		<dc:creator>stephen</dc:creator>
		<pubDate>Mon, 30 Apr 2007 10:32:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/#comment-4636</guid>
		<description>[…] Do you think it’s an overly conservative approach towards emergency funds? What would have been your response to the question? I encourage you to visit this post @ Money Smart Life to leave a comment on the issue. […]</description>
		<content:encoded><![CDATA[<p>[…] Do you think it’s an overly conservative approach towards emergency funds? What would have been your response to the question? I encourage you to visit this post @ Money Smart Life to leave a comment on the issue. […]</p>
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		<title>By: db</title>
		<link>http://moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/comment-page-1/#comment-4508</link>
		<dc:creator>db</dc:creator>
		<pubDate>Sat, 28 Apr 2007 16:02:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/#comment-4508</guid>
		<description>Another thing I think people could (should? well that&#039;s up to you) take into account when planning their emergency fund is if they want to have a backup plan for relocation costs.

Consider the scenario that you&#039;ve lost your job and are having trouble finding work in your immediate area. Without adequate funds on hand, you would be limited in the degree to which you could choose to move elsewhere to follow a better job market. On the other hand if you have money set aside for relocation costs then you can more easily pursue that option.</description>
		<content:encoded><![CDATA[<p>Another thing I think people could (should? well that&#8217;s up to you) take into account when planning their emergency fund is if they want to have a backup plan for relocation costs.</p>
<p>Consider the scenario that you&#8217;ve lost your job and are having trouble finding work in your immediate area. Without adequate funds on hand, you would be limited in the degree to which you could choose to move elsewhere to follow a better job market. On the other hand if you have money set aside for relocation costs then you can more easily pursue that option.</p>
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		<title>By: 5 Different Ways To Build An Emergency Fund &#187; Silicon Valley Blog About Money</title>
		<link>http://moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/comment-page-1/#comment-4495</link>
		<dc:creator>5 Different Ways To Build An Emergency Fund &#187; Silicon Valley Blog About Money</dc:creator>
		<pubDate>Sat, 28 Apr 2007 14:30:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/#comment-4495</guid>
		<description>[...] 5 Different Ways To Build An Emergency Fund   By Silicon Valley Blogger Our regular blogger&#8217;s series &#8220;What&#8217;s Your Money Question?&#8221; is featured at Money Smart Life this week. The question we are tackling is about emergency funds: Can you be conservative with emergency funds? What options can you take with such a fund? For my concise answer and to find out how various other bloggers have responded to this same question, please visit Money Smart Life. [...]</description>
		<content:encoded><![CDATA[<p>[...] 5 Different Ways To Build An Emergency Fund   By Silicon Valley Blogger Our regular blogger&#8217;s series &#8220;What&#8217;s Your Money Question?&#8221; is featured at Money Smart Life this week. The question we are tackling is about emergency funds: Can you be conservative with emergency funds? What options can you take with such a fund? For my concise answer and to find out how various other bloggers have responded to this same question, please visit Money Smart Life. [...]</p>
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		<title>By: Can You Save Too Much In An Emergency Fund? What Do You Think?</title>
		<link>http://moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/comment-page-1/#comment-4417</link>
		<dc:creator>Can You Save Too Much In An Emergency Fund? What Do You Think?</dc:creator>
		<pubDate>Fri, 27 Apr 2007 17:14:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/#comment-4417</guid>
		<description>[...] Do you think it&#8217;s an overly conservative approach towards emergency funds? What would have been your response to the question? I encourage you to visit this post @ Money Smart Life to leave a comment on the issue. [...]</description>
		<content:encoded><![CDATA[<p>[...] Do you think it&#8217;s an overly conservative approach towards emergency funds? What would have been your response to the question? I encourage you to visit this post @ Money Smart Life to leave a comment on the issue. [...]</p>
]]></content:encoded>
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	<item>
		<title>By: ispf</title>
		<link>http://moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/comment-page-1/#comment-4362</link>
		<dc:creator>ispf</dc:creator>
		<pubDate>Fri, 27 Apr 2007 04:28:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/#comment-4362</guid>
		<description>This is a neat post! I like your summary, and also reading opinions from so many different perspectives collected in one place is neat!

About the emergency fund, I agree with Lazy that too much can be bad. Also, as jc pointed out in comments, if you have good insurance, as well as good short term and long term disability coverage, a relatively small liquid emergency fund should tide you over through most mishaps.</description>
		<content:encoded><![CDATA[<p>This is a neat post! I like your summary, and also reading opinions from so many different perspectives collected in one place is neat!</p>
<p>About the emergency fund, I agree with Lazy that too much can be bad. Also, as jc pointed out in comments, if you have good insurance, as well as good short term and long term disability coverage, a relatively small liquid emergency fund should tide you over through most mishaps.</p>
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		<title>By: Where I Put Our Emergency Money &#124; The Sun&#8217;s Financial Diary &#124; A Personal Finance Blog on Saving and Investing</title>
		<link>http://moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/comment-page-1/#comment-4313</link>
		<dc:creator>Where I Put Our Emergency Money &#124; The Sun&#8217;s Financial Diary &#124; A Personal Finance Blog on Saving and Investing</dc:creator>
		<pubDate>Thu, 26 Apr 2007 17:29:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneysmartlife.com/everything-you-ever-wanted-to-know-about-emergency-funds/#comment-4313</guid>
		<description>[...] Several other bloggers have weighed in on this issue with their own opinions. You can find all the discussions by following this and this link. Ben also provided a nice summary that covers everything you want to know about emergency fund. [...]</description>
		<content:encoded><![CDATA[<p>[...] Several other bloggers have weighed in on this issue with their own opinions. You can find all the discussions by following this and this link. Ben also provided a nice summary that covers everything you want to know about emergency fund. [...]</p>
]]></content:encoded>
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