Comments on: Cut Your Health Care Costs By Understanding Your Insurance Coverage http://moneysmartlife.com/cut-your-health-care-costs-by-understanding-your-insurance-coverage/ Money Tips for a Better Life Fri, 10 Feb 2012 18:59:59 +0000 hourly 1 http://wordpress.org/?v=3.3 By: Rena http://moneysmartlife.com/cut-your-health-care-costs-by-understanding-your-insurance-coverage/comment-page-1/#comment-102379 Rena Thu, 04 Sep 2008 18:27:51 +0000 http://moneysmartlife.com/?p=832#comment-102379 Lab work associated with a doctors visit is not always covered under insurance. It really depends on what coding the billers at the hosptial attach to it. I recently had a doctors visit, and ended up with a $800 lab bill because it was seen billed in a different code. If it would have been a physical or something of that nature then the insurance would have covered it. Since then i have learned to arm myself with as much information about how my insurance works and the providers that i go to as possible. I have recently started using this site called http://smarthealthbuyer.com . It shows the average prices for different things like chiropractic and dental based off of your zip. That way you can find out if you're being charged a fair amount Lab work associated with a doctors visit is not always covered under insurance. It really depends on what coding the billers at the hosptial attach to it. I recently had a doctors visit, and ended up with a $800 lab bill because it was seen billed in a different code. If it would have been a physical or something of that nature then the insurance would have covered it.

Since then i have learned to arm myself with as much information about how my insurance works and the providers that i go to as possible. I have recently started using this site called http://smarthealthbuyer.com . It shows the average prices for different things like chiropractic and dental based off of your zip. That way you can find out if you’re being charged a fair amount

]]> By: Lily http://moneysmartlife.com/cut-your-health-care-costs-by-understanding-your-insurance-coverage/comment-page-1/#comment-85146 Lily Thu, 12 Jun 2008 18:27:56 +0000 http://moneysmartlife.com/?p=832#comment-85146 Three cheers for Wal-Mart. And now they've started selling 3 months of those generics for $10. Wow! For my other meds that aren't generic I use the prescription discount card that I found at www.rxdrugcard.com. Low membership fee. Drug prices posted to check before you join. Three cheers for Wal-Mart. And now they’ve started selling 3 months of those generics for $10. Wow! For my other meds that aren’t generic I use the prescription discount card that I found at http://www.rxdrugcard.com. Low membership fee. Drug prices posted to check before you join.

]]> By: Ben http://moneysmartlife.com/cut-your-health-care-costs-by-understanding-your-insurance-coverage/comment-page-1/#comment-82392 Ben Tue, 13 May 2008 12:56:43 +0000 http://moneysmartlife.com/?p=832#comment-82392 Ed, thanks for the Costco tip! Ed, thanks for the Costco tip!

]]> By: Ed http://moneysmartlife.com/cut-your-health-care-costs-by-understanding-your-insurance-coverage/comment-page-1/#comment-82182 Ed Sat, 10 May 2008 04:39:47 +0000 http://moneysmartlife.com/?p=832#comment-82182 P.S. The Costco comment is backed up by Consumer Reports in this months issue. P.S. The Costco comment is backed up by Consumer Reports in this months issue.

]]> By: Ed http://moneysmartlife.com/cut-your-health-care-costs-by-understanding-your-insurance-coverage/comment-page-1/#comment-82180 Ed Sat, 10 May 2008 04:38:03 +0000 http://moneysmartlife.com/?p=832#comment-82180 Remember that the $4 rx price is based on their definition of a 30 day supply. So while you may be taking metformin 2 tabs 2 x day a 30 day supply is #120, but Wal-Mart's 30 day supply is #30 pills. Which means $16 for the above example. My advise is to check prices and go routinely to the pharmacy that offers the lowest prices consistently (Costco). Remember that the $4 rx price is based on their definition of a 30 day supply. So while you may be taking metformin 2 tabs 2 x day a 30 day supply is #120, but Wal-Mart’s 30 day supply is #30 pills. Which means $16 for the above example.

My advise is to check prices and go routinely to the pharmacy that offers the lowest prices consistently (Costco).

]]> By: william http://moneysmartlife.com/cut-your-health-care-costs-by-understanding-your-insurance-coverage/comment-page-1/#comment-82161 william Fri, 09 May 2008 16:54:11 +0000 http://moneysmartlife.com/?p=832#comment-82161 the subject text is aligned toward the bottom very inconvinient the subject text is aligned toward the bottom
very inconvinient

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