Jet Blue American Express Credit Card Review

The JetBlue Card from American Express is designed for frequent JetBlue travelers who want a solid reward plan for travel purchases.  The JetBlue card offers one point for every dollar spent (called Award Dollars), as well as two points for purchases of JetBlue flights.  JetBlue cardholders are also eligible for double points at restaurants, movie theaters, events, and even golf green fees.

TrueBlue Points: In addition to standard Award dollars, the JetBlue Card are also eligible for TrueBlue points.  It’s a bit complicated: 200 Award Dollars equals 1 TrueBlue Point and 100 TrueBlue Points equals one free plane trip.  A simpler formulation is: $20,000 equals one free plane trip.  If this sounds like a lot, keep in mind that cardholders will receive 5,000 free Awards Dollars after first purchase, or 50 TrueBlue points, meaning cardholders are halfway to a free plane flight as soon as they get the card.

Annual Fee and APR: One of the problems with travel rewards card is that sometimes they balance out rewards points with high fees.  This isn’t the case with the JetBlue Card from American Express.  The card has a low $40 annual fee.  The card also has a competitive APR for the life of the card, as well as an attractive APR for both purchases and balance transfers.  You won’t lose money to interest in fees that you make in rewards points.

American Express Protection: Like all American Express cards, the JetBlue Card from American Express has enhanced purchase protection, emergency assistance, warranty services, and up to $100,000 in travel insurance protection, making it a well-rounded card for the frequent traveler.

Conclusion: This card isn’t as generous as some other frequent flyer plans out there.  However, if you fly JetBlue often, it’s a good loyalty card.  Given the fact that JetBlue already provides discounts on flights, this provides an extra incentive to fly on JetBlue and get cash back in return.  Another way of saying that: even though it has a lower rewards point program, this is offset by the cost of JetBlue tickets, so you’ll still be able to save more money in the long run.  Because cardholders can get double points for other purchases, the JetBlue Credit Card is versatile year-round.