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Best Cash Back Rewards Credit Cards – Review & Compare Cash Back Cards

The top cash rewards cards for your wallet depend largely on how you use your credit card, pay your bills, and want to cash in on your rewards. For example, even the best cash back cards won’t earn you enough rewards to make up for interest fees if you carry a credit card balance.

The types of things you spend the most money on and where you shop can also make a big difference; a lot of cash back cards pay higher rewards at gas stations, drug stores, and supermarkets.

Plus the wide variety of rewards programs available today allow you to redeem points for cash, get a reward check, redeem gift cards, or even sign up and get paid via direct deposit.

Review the benefits and features of the top cash back cards listed below and find the right card for you.

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 Blue Cash(R) from American Express



Discover® More® Card



Card Features
  • When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
  • No Annual Fee
  • 0% Intro APR for 6 months on purchases
  • Express Approval. Get a decision in less than 60 seconds.
  • 0% APR on Balance Transfers for a FULL 12 Months
  • 0% APR on Purchases for a FULL 6 Months
  • 5% Cashback Bonus® in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Turn Your Cashback Bonus into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
  • Instant Response Within 60 Seconds
  • No Annual Fee
Best FeatureLearn MoreDouble cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); 0% introductory rate; no annual fee.
Special NotesLearn MoreLow rate not available to all applicants.
Card Details0% Intro APR for 6 months on purchasesThe Discover® More® Card is ideal if you want to earn cash back on your purchases. Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies, and more. Plus, you'll earn up to 1% for general purchases. You can also earn up to a double Cashback Bonus® for redeeming your rebates for gift certificates from participating Discover Card Partners. The card has no annual fee and features an attractive 0% introductory APR on balance transfers for 12 months, and a 0% introductory APR on purchases for 6 months. The interest rate on purchases is reasonable after the introductory rate expires, and common benefits and services are also provided.



 Discover® Open Road(SM) Card



TrueEarnings(R) Card from Costco and American Express



Card Features
  • Double Cashback Bonus at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus at top retailers through our online shopping mall
  • Redeem for Partner gift cards, merchandise, Discover (R) gift cards, credit to your Discover card account or an electronic deposit to your bank account
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners
  • *View Discover® Card Rates, Fees, Rewards, and Other Important Information
  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
Best FeatureNo annual fee.Learn More
Special NotesHigher APR for less qualifying applicants.Learn More
Card DetailsThrough the Discover® Open Road(SM) Card cash reward program, you will earn a full 2% Cashback Bonus on your first $250 in combined gas and restaurant purchases each billing period. In addition, you'll earn a full 1% unlimited Cashback Bonus on all other purchases after your total annual purchases exceed $3,000, and other purchases that are part of your first $3,000 will earn .25%. You can also earn up to a double Cashback Bonus® for redeeming rebates for gift certificates from participating Discover Card Partners. The card provides an attractive 0% introductory APR on purchases and balance transfers for six months. There is no annual fee and a reasonable APR for those who qualify.Earn Cash Back - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco. Apply Now.



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