Best Cash Back Rewards Credit Cards - Review & Compare Cash Back Cards

The top cash rewards cards for your wallet depend largely on how you use your credit card, pay your bills, and want to cash in on your rewards. For example, even the best cash back cards won’t earn you enough rewards to make up for interest fees if you carry a credit card balance.

The types of things you spend the most money on and where you shop can also make a big difference; a lot of cash back cards pay higher rewards at gas stations, drug stores, and supermarkets.

Plus the wide variety of rewards programs available today allow you to redeem points for cash, get a reward check, redeem gift cards, or even sign up and get paid via direct deposit.

Review the benefits and features of the top cash back cards listed below and find the right card for you.

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	Discover® More(SM) Card	TrueEarnings® Card from Costco and American Express
Card Features	5% to 20% Cashback Bonus® at Top Online Retailers* Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners No Annual Fee Online Account Access Online Bill Payment *View Discover® Card Rates, Fees, Rewards, and Other Important Information	Earn cash back on gas and a $25 statement credit with your first purchase made with the Card Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco No Annual Fee with your paid Costco Membership The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card No Limit on the Cash Back earned
Best Feature	Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); 0% introductory rate; no annual fee.	Cash back rebate program; no annual fee.
Worst Feature	Low rate not available to all applicants.	Available to Costco members only.
Introductory Rate	0% Intro APR	0% APR for 6 Months
Applied To	Balance Transfers	Purchases
APR (Cash Advances)	23.99%	n/a
APR (Purchases)	As low as 11.99%	15.24%
Grace Period	25 Days (Min.)	20 Days
Finance Configuration	Average Daily Balance (including new purchases)	Average Daily Balance (including new purchases)
Annual Fee	$0	$0
Over Limit Fee	$15 on balances up to $500; $39 on balances over $500	$29
Cash Advance Fee	3%, $5 minimum	n/a
Balance Transfer Fee	3% for each balance transfer made under this offer	n/a
Minimum Credit Limit	n/a	n/a
Maximum Credit Limit	n/a	n/a
Important Notes	*The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%. See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the ?Apply Here" button, you can review the credit card terms and conditions on Discover?s website.	To apply for the card, the applicant must have a valid Costco membership. This card is not available to Puerto Rico residents. See website for complete terms and conditions of card usage and application disclosure.
Additional Perks	Various card designs to select from. Various Internet account related services. Up to $500,000 in travel accident insurance. Fraud and security protection services. Auto rental insurance. Discounts on products and services at participating merchants and retailers. See website for additional benefits.	Card can be used as a Costco membership card. Various travel and emergency assistance services. Auto rental insurance. Various Internet account related services. No liability for unauthorized Internet transactions. Access to various discounts at participating retailers and merchants. Extended warranty for purchases. Purchase protection. Emergency card replacement. Up to $100,000 in travel accident insurance. See website for additional benefits.
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