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	<title>Comments on: Credit Reports &amp; Credit Scores &#8211; Choosing the Best One for You</title>
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	<description>Money Tips for a Better Life</description>
	<lastBuildDate>Sat, 21 Nov 2009 13:21:41 -0500</lastBuildDate>
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		<title>By: RateNerd</title>
		<link>http://moneysmartlife.com/credit-reports-credit-scores-choosing-the-best-one-for-you/comment-page-1/#comment-147586</link>
		<dc:creator>RateNerd</dc:creator>
		<pubDate>Tue, 28 Apr 2009 20:44:16 +0000</pubDate>
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		<description>Keep in mind that when you have your credit pulled by a mortgage company, they use a different (slightly lower) score number than the FICO score you can get online.  It creates confusion when folks think they have a 720 FICO and their lender tells them something lower.   I never understood why a &quot;mortgage FICO&quot; was different, but it is.</description>
		<content:encoded><![CDATA[<p>Keep in mind that when you have your credit pulled by a mortgage company, they use a different (slightly lower) score number than the FICO score you can get online.  It creates confusion when folks think they have a 720 FICO and their lender tells them something lower.   I never understood why a &#8220;mortgage FICO&#8221; was different, but it is.</p>
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		<title>By: OneMint - Economy and Your Finances - April 26, 2009 &#124; OneMint</title>
		<link>http://moneysmartlife.com/credit-reports-credit-scores-choosing-the-best-one-for-you/comment-page-1/#comment-147376</link>
		<dc:creator>OneMint - Economy and Your Finances - April 26, 2009 &#124; OneMint</dc:creator>
		<pubDate>Sun, 26 Apr 2009 08:02:14 +0000</pubDate>
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		<description>[...] presents Credit reports and Credit Scores - Choosing the Best one for You posted at Money Smart [...]</description>
		<content:encoded><![CDATA[<p>[...] presents Credit reports and Credit Scores &#8211; Choosing the Best one for You posted at Money Smart [...]</p>
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