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	<title>Comments on: Return of the Credit Card Telemarketers</title>
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	<description>Money Tips for a Better Life</description>
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		<title>By: Mike Wilkerson</title>
		<link>http://moneysmartlife.com/credit-card-telemarketers/comment-page-1/#comment-195446</link>
		<dc:creator>Mike Wilkerson</dc:creator>
		<pubDate>Wed, 01 Jun 2011 17:59:57 +0000</pubDate>
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		<description>I just got a call from them as well. This time, based out of Phoenix, AZ. There was a &quot;Qualifier&quot; that I talked to on the phone first, and asked how they got my phone number. She said that she &quot;was just a Qualifier&quot; and that I&#039;d have to talk to her supervisor. I did. &quot;Mark&quot; stated that it would take between a week and month to remove my cell number from their call listing, at which time I told him that I would charge him $100 for each minute my cell phone and personal time was taken. He said he would expedite my request.

Cest&#039; la vie.

Bonferiffic at best.</description>
		<content:encoded><![CDATA[<p>I just got a call from them as well. This time, based out of Phoenix, AZ. There was a &#8220;Qualifier&#8221; that I talked to on the phone first, and asked how they got my phone number. She said that she &#8220;was just a Qualifier&#8221; and that I&#8217;d have to talk to her supervisor. I did. &#8220;Mark&#8221; stated that it would take between a week and month to remove my cell number from their call listing, at which time I told him that I would charge him $100 for each minute my cell phone and personal time was taken. He said he would expedite my request.</p>
<p>Cest&#8217; la vie.</p>
<p>Bonferiffic at best.</p>
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		<title>By: Dorothy Martin</title>
		<link>http://moneysmartlife.com/credit-card-telemarketers/comment-page-1/#comment-179405</link>
		<dc:creator>Dorothy Martin</dc:creator>
		<pubDate>Wed, 28 Jul 2010 23:51:11 +0000</pubDate>
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		<description>I got a call from this company today... They asked for specific credit card information... They asked me to call my credit card bank for balance and interest rate information and asked that I not tell the bank that they were also on the line!!!  Even though I have less than $2500 in total balance across two cards, they told me I was eligible and that they could save me thousands of dollars, possibly as much as $4,000 through their program.  Of course, there is a charge of $100 for their experts to negotiate the new interest rate of at least 9.9% APR.  If they could not negotiate lowering the interest rate, they would IMMEDIATELY refund my $100.  I told them I wanted to see something in writing.  They offered to email the invoice to me within 10 minutes with the refund guarantee.  I did receive an email from &quot;megan&quot;.  The number I was supposed to call her back with payment information was 1-866-243-4106.  The original phone call came to me on my cell phone from 406-351-4183.  I was able to obtain an address of: changeyourdebt.com, but when I tried to pull it up, it was no longer a viable address.  Megan told me their &#039;parent&#039; company is Brite</description>
		<content:encoded><![CDATA[<p>I got a call from this company today&#8230; They asked for specific credit card information&#8230; They asked me to call my credit card bank for balance and interest rate information and asked that I not tell the bank that they were also on the line!!!  Even though I have less than $2500 in total balance across two cards, they told me I was eligible and that they could save me thousands of dollars, possibly as much as $4,000 through their program.  Of course, there is a charge of $100 for their experts to negotiate the new interest rate of at least 9.9% APR.  If they could not negotiate lowering the interest rate, they would IMMEDIATELY refund my $100.  I told them I wanted to see something in writing.  They offered to email the invoice to me within 10 minutes with the refund guarantee.  I did receive an email from &#8220;megan&#8221;.  The number I was supposed to call her back with payment information was 1-866-243-4106.  The original phone call came to me on my cell phone from 406-351-4183.  I was able to obtain an address of: changeyourdebt.com, but when I tried to pull it up, it was no longer a viable address.  Megan told me their &#8216;parent&#8217; company is Brite</p>
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		<title>By: WRC</title>
		<link>http://moneysmartlife.com/credit-card-telemarketers/comment-page-1/#comment-158533</link>
		<dc:creator>WRC</dc:creator>
		<pubDate>Sat, 15 Aug 2009 06:24:12 +0000</pubDate>
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		<description>I have gotten this same call the past 5 or 6 months now. All 419 area code. Until today each time I tried to get information concerning their company the caller would hang up on me. Today I was given their website: www.changeyourdebt.com and their phone number is 866-243-4106. The person I spoke to today said she was in Phoenix AZ. From what I&#039;ve read online they are known as Universal Card Services as well as Brite Days Debt Relief. 

So much for being registered on the DO NOT CALL list.</description>
		<content:encoded><![CDATA[<p>I have gotten this same call the past 5 or 6 months now. All 419 area code. Until today each time I tried to get information concerning their company the caller would hang up on me. Today I was given their website: <a href="http://www.changeyourdebt.com" rel="nofollow">http://www.changeyourdebt.com</a> and their phone number is 866-243-4106. The person I spoke to today said she was in Phoenix AZ. From what I&#8217;ve read online they are known as Universal Card Services as well as Brite Days Debt Relief. </p>
<p>So much for being registered on the DO NOT CALL list.</p>
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		<title>By: Anthony</title>
		<link>http://moneysmartlife.com/credit-card-telemarketers/comment-page-1/#comment-157010</link>
		<dc:creator>Anthony</dc:creator>
		<pubDate>Sat, 01 Aug 2009 20:36:20 +0000</pubDate>
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		<description>It&#039;s good to know these folks are out and about again in force.  I&#039;ll be sure to watch the caller ID.

419 area code? Seriously?  That&#039;s funny on SO many levels ...</description>
		<content:encoded><![CDATA[<p>It&#8217;s good to know these folks are out and about again in force.  I&#8217;ll be sure to watch the caller ID.</p>
<p>419 area code? Seriously?  That&#8217;s funny on SO many levels &#8230;</p>
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